Secure Online Payment Methods

Hello friends, welcome to HkGoodKh blog. In the first post, we would tell readers good practices of successful and safe online payment.

Friends, today we live in an era of globalization. The world has become a small village. Every information is instantly available on the web. Many e-commerce sites have opened online. And, with this, a vast opportunity to shop online has been made available. Every third person is busy buying all types of products from his favorite site. And, why not! After all, one can choose from an amazing selection and variety. Good websites boast of secure shopping and payment gateway. If you don’t like the product after buy, you can opt to return.

In the nutshell, we can say that online shopping has become a boom just like web surfing and online downloading.

But friends, you must have heard about money stolen from the account by the online thieves. Stories about stolen credit or debit card information online by cyber thieves right! 

So, what should you do?

Don’t worry! We are here to guide you. These incidents should not weaken your trust in online shopping. You just need some practical tips. We are going to provide here.

Use Trusted Site

Amazon.com - everyone must have heard about it. It is a trustworthy site. Use these types of sites rather than anything you find in the search engine. If you pay through the smartphone, MAKE SURE to use only trusted apps.

Use Secure Sites - HTTPS

Use ONLY those sites which have https://.

When you open the Amazon site, just look into the address bar at the top of your browser. What do you find in the URL? https:// . Right! This 'S' stands for secure. It means the website has secure socket layer encryption - an added protection for an online payment gateway.

Never Tell The OTP

After you fill out your card information, the site asks for your OTP(one-time password), which you receive on the registered mobile number associated with your bank account. Friends, we have heard stories about people providing their OTP to thieves, who have trapped them by calling. Had they not provided the OTP, the thief would have remained unsuccessful even with all the personal details. Your OTP is as valuable as the KEY of your safe bank locker. Why would you yourself hand this KEY to an untrusted individual? Think!!! Think!!!

So, never share your OTP.

Create A Strong Password

Yes friends, remember a strong password means a strong first line of defense against the hackers. So, create a strong one for your payment account.

Remove Your Card Information as soon as you have finished the job

Friends, this is a must. What is the reason for it to be stored on the site? So, you may pay instantly next time. Right! But how much time it takes to fill out all the information? Hardly 2 minutes! So, the point is - do not save your card information online. It is a good practice.

Install And Update Your Antivirus

Friends, an online thief tries to lure us to reveal our personal data. He uses all possible traps such as phishing, malware programs, and viruses. So, the best piece of advice would be to update your antivirus. In this way, you get much-needed protection against those spooky malware and spy programs.

Well, after reading these tips, most of the readers might ask which is the most important one! What, if I have committed all those blunders! Which mistake I must avoid now to be on the safe side! Well, to be honest, all are important.

But still, we would point out Third Tip - Never Tell The OTP - as one of the most important points of safe online payment method. The reason is plain simple - the thief has found the locker but without a key, he would scratch his head. As such, you get time to review the security options if you, later on, realize your mistakes. Thus, in all probability, your hard-earned money would be with you.

We hope that you loved reading our post! If you like it, please share it with your friends and family members. These educative tips would provide a great deal of help. Additionally, these inculcate the much-needed confidence in online shopping.